Way #5 To Get Cheaper Auto Insurance
5. Increase your excess
Insurance companies will more often than not give you a cheaper quote if you increase your excess and it reduces their risk and means that you will have to pay the bill for any small and minor costs to your or somebody else’s car.
One thing to consider when increasing your excess is how much your car is actually worth because you definitely do not want an excess that is nearing the value of your car.